Catatan

Tunjukkan catatan dari Februari, 2009

Takrif Usahawan dan Definasi Keusahawanan

Imej
Apakah Yang Dikatakan Bisnes Keusahawanan?
..
Terdapat banyak penafsiran dan definisi keusahawanan. Menurut para intelektual dan pakar-pakar perniagaan, definisi keusahawanan merupakan kombinasi pelbagai idea, kerja keras dan penyelarasan terhadap perubahanan pasaran bisnes. Ia juga menggambarkan memenuhi permintaan pasaran dan pengurusan. .. Paling penting, ia menerangkan tentang arah tuju utama bagi sebarang bisnes iaitu inovasi. Inovasi setakat ini adalah faktor utama yang mendorong munculnya satu perniagaan kecil ataupun keusahawanan. Inovasi boleh dalam bentuk proses ataupun produk. .. Satu contoh kepada proses boleh dalam bentuk penciptaan pelbagai idea melalui penulisan. Produk boleh merujuk kepada apa sahaja yang direka / cipta yang mana boleh dijual, sama ada ia adalah sejenis gam yang baru ataupun malahan satu servis yang memberikan perkhidmatan, contohnya, pembersihan rumah. .. Bagaimanapun, inovasi juga boleh dalam bentuk apa sahaja yang memperkenalkan penciptaan produk baru di m…

Apa yang anda perlu buat untuk menjadi jutawan?

Imej
Oleh: Irfan Khairi

Pastinya anda ingat rancangan game show yang sangat popular satu masa dahulu. So, Who Wants To Be A Millionaire? Anda ingin menjadi jutawan? Sekiranya YA, maka, berikut ada beberapa checklist untuk melihat sama ada anda layak untuk jadi Jutawan!
..
1Jutawan kerja > 70 seminggu. Dan bila sebut kerja, ianya betul-betul maksud kerja. Tidak membuang masa bersembang dan melakukan aktiviti-aktiviti yang membuang masa. Sering kali, mereka lah yang awal sampai pejabat, dan paling lewat tinggalkan pejabat. Minda dan jiwa fokus pada kerja yang perlu dilakukan. Sekiranya anda bekerja <40> .. 2Jutawan tahu secara jelas dan terperinci apa yang diinginkan. Matlamat mereka adalah jelas dan jitu. Matlamat mereka adalah besar dan sukar untuk dicapai- tetapi, tidak mustahil. Mereka yakin bahawa tidak kira besar mana pun matlamat yang di letakkan, pastinya ia akan tercapai. Keyakinan dan kejituan diri sendiri mengejar matlamat inilah mendahulukan mereka berbanding orang-orang lain. …

Bagaimana ingin menjana wang di internet dengan hobi

Imej
Sudah ramai yang berjaya setelah menukarkan hobi kepada sesuatu yang menjana wang. Ini bermakna mereka melakukan perkara yang betul-betul mereka minat tanpa dipengaruhi oleh anasir-anasir yang kurang sihat seperti hendak menjadi kaya dalam masa yang singkat, duit yang banyak dijadikan sumber motivasi dan sebagainya.
..
Baiklah, contohnya anda ni jenis yang sangat suka mononton movie dan ini memberikan kelebihan untuk anda menonton lebih banyak movie bagi setiap bulan. Selain itu, anda juga mempunyai pendapat tersendiri mengenai movie yang anda telah tengok sama ada filem tersebut bagus atau sebaliknya. .. Ini merupakan kelebihan yang sepatutnya anda gunakan untuk menjana wang : ..
Apa yang boleh anda lakukan sekarang ialah buat blog tentang ulasan filem yang telah anda saksikan dan anda boleh letakkan pelbagai benda untuk menjana wang di blog anda tersebut seperti iklan, link affiliate, adsense dan sebagainya. .. Pada masa yang sama juga anda boleh kumpul list dan anda hantar newsletter ten…

Different Types Of Bonds

Imej
Government Bonds .
In general, fixed-income securities are classified according to the length of time before maturity. These are the three main categories: ..
Bills – debt securities maturing in less than one year.
Notes – debt securities maturing in one to 10 years.
Bonds – debt securities maturing in more than 10 years. ..
Marketable securities from U.S. government – known collectively as Treasuries – follow this guideline and are issued as Treasury bonds, Treasury notes and Treasury bills (T-bills). Technically speaking, T-bills aren’t bonds because of their short maturity. .. All debt issued by the U.S. government is regarded as extremely safe, as is the debt of any stable country. The debt of many developing countries, however, does carry substantial risk. Like companies, countries can default on payments.
.. Corporate Bonds
A company can issue bonds just as it can issue stock. Large corporations have a lot of flexibility as to how much debt they can issue: the limit is whatever the mark…

Bond Basics: What Are Bonds?

Imej
Have you ever borrowed money? ..
Of course you have! Whether we hit our parents we hit our parents up for a few bucks to buy candy as children or asked the bank for mortgage, most of us have borrowed money at some point in our lives. ..
Just as people need money, so do companies and governments. A company needs funds to expand into new markets, while governments need money for everything from infrastructure to social programs. The problem large organizations run into is that they typically need far more money than the average bank can provide. .. The solution is to raise money by issuing bonds (or other debt instruments) to a public market. Thousands of investors then each lend a portion of the capital needed. Really, a bond is nothing more than a loan for which you are the lender. The organization that sells a bond is known as the issuer. You can think of a bond as an IOU given by a borrower (the issuer) to a lender (the investor). ..
Of course, nobody would loan his or her hard-earne…

How Stocks Trade

Imej
Most stocks are traded on exchanges, which are places where buyers and sellers meet and decide on a price. Some exchanges are physical locations where transactions are carried out on a trading floor.
You’ve probably seen pictures of a trading floor, in which traders are wildly throwing their arms up, waving, yelling and signalling to each other. The other type of exchange is virtual, composed of a network of computers where trades are made electronically. ..
The purpose of a stock market is to facilitate the exchange the exchange of securities between buyers and sellers, reducing the risks of investing. Just imagine how difficult it would be to sell shares if you had to call around the neighbourhood trying to find a buyer. .. Really, a stock market is nothing more than a super-sophisticated farmers’ market linking buyers and sellers.

Different Types Of Stocks

Imej
Common stock is, well, common. When people talk about stocks they are usually referring to this type. In fact, the majority of stock is issued in this form. We basically went over features of common stock in the last section. .. Common shares represent ownership in a company and a claim (dividends) on a portion of profits. Investors get one vote per share to elect the board members, who oversee the major decisions made by management. ..
Over the long term, common stock, by means of capital growth, yields higher returns than almost every other investment. The higher returns comes at a cost since common stocks entail the most risk. If a company goes bankrupt and liquidates, the common shareholders will not receive money until the creditors, bondholders and preferred shareholders are paid. ..
Preferred Stock
Preferred stock represents some degree of ownership in a company but usually doesn’t come with the same voting rights. (This may vary depending on the company). With preferred shares, in…

Debt vs Equity

Imej
Why does a company issue stock? ..
Why would the founders share the profits with thousands of people when they could keep profits to themselves? ..
The reason is that at some point every company needs to raise money. To do this, companies can either borrow it from somebody or raise it by selling part of the company, which is known as issuing stock. ..
A company can borrow by taking a loan from a bank or by issuing bonds. Both methods fit under the umbrella of debt financing. On the other hand, issuing stock is called equity financing. Issuing stock is advantageous for the company because it does not require the company to pay back the money or make interest payment along the way. ..
All that the shareholders get in return for their money is the hope that the shares will someday be worth more than what they paid for them. The first sale of a stock, which is issued by the private company itself, is called the initial public offering (IPO). ..
It is important that you understand the distinctio…

Stock Basic: What Are Stocks?

Imej
The definition of a Stock Plain and simple, stock is a share in the ownership of a company. Stock represents a claim on the company’s assets and earnings. As you acquire more stock, your ownership stake in the company becomes greater. Whether you say shares, equity, or stock, it all means the same thing. ..
Being an Owner Holding a company’s stock means that you are one of the many owners (shareholders) of a company and such, you have a claim (albeit usually very small) to everything the company owns. Yes, this means that technically you own a tiny silver of every piece of furniture, every trademark, and every contract of the company. As an owner, you are entitled to your share of the company’s earnings as well as any voting rights attached to the stock. ..
A stock is represented by a stock certificate. This is a fancy piece of paper that is proof of your ownership. In today’s computer age, you won’t actually get to see this document because your brokerage keeps these records electronical…

Usahawan sayur fertigasi

Imej
Oleh KHAIRUNNISA SULAIMAN nisa.sulaiman@utusan.com.my
..
Walaupun tidak mempunyai latarbelakang yang formal dalam bidang pertanian tetapi tindakan Ammar Abdul Aziz, 35, untuk menjadi usahawan tani sedikit sebanyak dapat menepis anggapan masyarakat terhadap bidang pertanian. ..
Mendapat ijazah pertama di Hawaii dan ijazah sarjana dalam bidang ekonomi di London, United Kingdom (UK), Ammar mula mengusahakan ladang sayurnya secara sepenuh masa sejak 2005 di atas tanah milik keluarga seluas empat ekar di Kampung Batu 3, Mambau, Negeri Sembilan. ..
Menceritakan pahit getir bergelumang dalam bidang pertanian khususnya penanaman sayur secara konvensional selama tiga tahun, Ammar berkata, mereka yang mahu bergiat dalam bidang ini perlu mempunyai semangat yang kuat. ..
"Dalam tempoh dua tahun ini dua kali saya terasa amat putus asa dan berfikir untuk mengalah dan meninggalkan segalanya. ..
"Tetapi pihak Institut Penyelidikan dan Pembangunan Pertanian Malaysia (MARDI) dan Jabatan Pertanian ba…

Definasi Pendapatan Pasif

Imej