Selasa, November 11, 2008

Vocabulary of Rich

Jika anda ingin menjadi kaya dan memiliki pemikiran dan tabiat seorang jutawan, anda perlu menguasai perbendaharaan kata golongan orang kaya. Bukan setakat ingin memiliki apa yang golongan ini miliki sahaja seperti rumah, wang yang banyak, pelaburan dan sebagainya tetapi sebenarnya mengetahui apa yang mereka fikirkan dan pelajari sesuatu daripadanya.
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Berikut saya paparkan petikan beberapa maklumat yang berguna untuk diketahui dan sebahagian lagi akan di kemaskini dari semasa ke semasa di usahawan bistari ini.
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The two main factors underlying the value of a currency and foreign exchange rates are the underlying economic performance of the country and comperative interest rates.
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Borrowers will generally gain during a period of inflation as in real terms the debt will have been reduced but higher rates of inflation tend to cause increased interest rates. Conversely lenders ill suffer from a reduction in real terms unless the debt in index-linked. People, such as pensioners, receiving fixed income returns may find it harder to raise their income to keep pace with inflation.
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The balance of payments is a summary of all the transactions between a country and the rest of the world and will measure the difference as a deficit or surplus. Gross National Product is the measure of a country’s output (Gross Domestic Product) plus Net Property Income from abroad. Public Sector Net Cash Requirement is the difference between Government expenditure and Government income.
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A company is required to hold an AGM. Both ordinary and special resolutions can be considered and voted on at an AGM. Shareholders can either vote in person or have someone else register their vote by completing a proxy voting form.
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Zero coupon bonds carry no coupon and therefore pay no income. They are issued at a significant discount to par vale and the entire return for an investor is received when the bon is redeemed.
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The buyer of a call option has the right to buy a share at a predetermined price by a given date. The buyer of a put option has the right to sell a share at a predetermined price by a given date.
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Term assurance policies are for a set period of time. If the policyholder dies during the term the policy pays out the insured sum either as a lump sum or regular monthly amount,. Endowment, Unit-Linked and With-Profits are types of whole-of-life policies that are linked to investment and pay out any profits made by the underlying investments in addition to the insured sum when the policyholder dies.
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Capital and status are seen as advantages for a company getting its shares traded on the stock market, however the prime motivation is the raising of capital from the public issue of shares.




Penjagaan kesihatan dengan kos yang optimum

. Dengan kemajuan penjagaan kesihatan dan rawatan yang semakin meningkat, kos penjagaan kesihatan juga turut meningkat.  . Tujuan pelan pe...